eight other services...

We don't just do mortgages... for information on any of our 'eight other services' listed below, just call us on 08456 585750 (low call rate) or 01202 422254. Trust us to help you. 1. Home Inspection Packs (HIPs) A Home Information Pack is information about a property which must be made available to prospective buyers when a property with four or more bedrooms is placed on the open market. The cost of producing a HIP for a freehold property should be between £225 and £400 + VAT dependent on the size of the property. The cost of producing a HIP for a leasehold property should be between £300 and £700 + VAT, dependent on the size of the property. Contact Matthew on 01202 422254 for more information on how we can help you. 2. Investments and pensions Through carefully selected business partners, we can assist you with your requirements for advice in the following areas: - Pensions - Annuities - Investments (including ISA's) - IHT planning Just call us on 01202 422254 and see how we can help you as we can introduce you to an Independent Financial Adviser. 3. Commercial Mortgages There are a variety of different forms of commercial mortgage depending on your needs and plans. Having the right level of cash flow and funding in place to support your business's needs is essential. Commercial mortgages tend to be bespoke packages, tailored to suit the needs of an individual business, rather than 'off the shelf' deals that you can find when looking for a residential mortgage. They can often be misconstrued as similar to residential mortgages but in reality they are far more flexible as commercial finance and can be used for a variety of purposes; including property development, offices, shops, car parks, shopping centres, individual properties or multiple units, business purchase, start-up or expansion. Abacus Financial Ltd has the whole of the Business and Commercial mortgage market available to it's clients. Call us today to discuss your needs. 4. Homeowner loans If you are a homeowner and need a loan, you may wish to consider a secured loan. You may want money for home improvements, to consolidate your debts , take a holiday or even buy a new car. As the loan is secured against your home, you may be able to borrow more and at lower rates than ordinary unsecured loans. Whatever you need to borrow the extra money for, contact us today for more information. 5. Debts and IVA's If you can no longer meet your debt repayments, and you are constantly borrowing on one credit card to make your payment on another or continually ”robbing Peter to pay Paul” then you may qualify for an Individual Voluntary Arrangement (IVA.) Please call us on 08456 585750 (low call rate) or 01202 422254 and let us see how we can help you. 6. Conveyancing Whether selling, buying or re-mortgaging your home anywhere in the UK… if you’re having difficulty finding a cost effective and accessible solicitor, let us help you find one. Call us now to get a quotation or click here 7. Will Writing Ensuring that children and other rightful beneficiaries will inherit the wealth you have created, regardless of what the future may hold, is important. So is making sure that the value of the family home is protected from hostile creditors or unnecessary Inheritance Tax. Without professional guidance, much of your hard-earned money might end up in the wrong hands or be lost completely. Taking professional advice on the drafting of your Will and updating it regularly as your circumstances change is the only way to be sure that your wishes will be known and your family fully safeguarded. Also, by drawing up Enduring Powers of Attorney, you will be providing a lifeline by appointing someone you trust to help you if, through sickness or accident, you cannot handle your own affairs. Before making a Will there are certain issues you should consider. Please contact us on 08456 585750 (low call rate) or 01202 422254for details on how we can help you with your Estate Planning needs. 8. Overseas property and mortgages Buying a home abroad is incredibly exciting, but it can also be daunting. We’d like to give you a helping hand to make it straightforward and enjoyable. Through partnership with Azul Property we can offer a fully comprehensive and tailored package to suit any potential overseas property investor... whether you are looking to move overseas, buy a holiday home or are considering a 'jet-to-let' property, just call us to find out what’s on offer. We are friendly! YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Abacus Financial Ltd is authorised and regulated by the Financial Services Authority. Abacus Financial Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 461796. We may charge a fee for mortgage advice, and this may be up to £595. Loans subject to status, value and type of property. Think carefully before securing other debts against your home. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The FSA does not regulate all forms of the products or services we provide.