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Treating Customers Fairly

The Financial Services Authority has outlined 6 key outcomes all financial services firms must comply with, as a result of its Treating Customers Fairly initiative:

  1. Consumers can be confident that they are dealing with firms where the fair treatment of customers is central to the corporate culture
  2. Producst and services marketed and sold in the retail market are designed to meet the needs of identified consumer groups and are targeted accordingly
  3. Consumers are provided with clear information and are kept appropriately informed before, during and after the point of sale
  4. Where consumers receive advice, the advice is suitable and takes account of their circumstances
  5. Consumers are provided with the products that perform as firms have led them to expect, and the associated service is of an acceptable standard and as they have been led to expect
  6. Consumers do not face unreasonable post-sale barriers imposed by the firms to change a product, switch provider, submit a claim or make a complaint

We want all of our customers to be happy with the service they receive. It has always been our intention to work openly and honestly with all clients and our levels of client retention and recommendations show us that this is working. Mortgages and financial products can be complicated, which is why - in addition to complying with the above-mentioned requirements - we make these promises to you:

We will fully explain the products we recommend and give you information in plain English.

We will always give you information in an efficient and timely manner to give you time to make an informed choice.

We work for you - We will always offer you the product which is most appropriate for YOUR circumstances and our advisers will never pressure you to accept a deal.

All client information is treated and handled with care.

So, how do we know if we are living up to this? Well, that’s where you come in. We want to know whether your experience lives up to these high standards. Phone or email us today with your feedback.